The path to becoming a legal resident in the United States includes the lengthy process of filling out a variety of forms. Unfortunately, due to the complexity of the U.S. immigration system, this process can be very difficult and time-consuming. Be that as it may, you may be wondering if this part of the process…
In recent months, Bank of America has been accused of freezing or threatening to freeze the accounts of customers after inquiring about their legal status in the United States. In one such case, Bank of America froze the account of local South Floridian Saeed Moshfegh due to a discrepancy between the paperwork provided by Moshfegh…
The FDCPA does a lot to protect debtors from unfair and unethical collections practices. One of the most powerful abilities this grants debtors is the right to require that their creditor verify the validity and amount of the debt that they are trying to collect. How to Request Debt Verification When a collection agency first…
There are many reasons why you may want or need a new credit card. Whatever your reason may be, there are a few things you should know about how opening a new credit card can affect your credit score. Knowing how opening a new line of credit will impact your credit score might help you…
If you are one of the many people in the United States who is struggling to keep up with their debts, you may be considering filing for bankruptcy. Before doing so, you should understand the differences between Chapter 7 and Chapter 13 bankruptcy, and what other options you might have before declaring bankruptcy. Chapter 7…
When most people think about the foreclosure process, it is widely known that the lender foreclosing on your home is the most common type of foreclosure. But, you can also get foreclosed on by your Homeowners Association. If you neglect to pay the required fees or assessments to your Homeowner’s Association, they could potentially foreclose…
Debt collection scammers attempt to take advantage of thousands of consumers throughout the country every year. These scammers pose as legitimate collection agencies in order to get consumers to pay them for debts that are owned by someone else, been cancelled, or simply do not even exist. Unfortunately, it can be difficult to tell these…
Divorce can be very difficult. Having to divide everything from bank accounts to your personal property and establishing a timesharing plan that works for everyone can make for some very difficult conversations. We often talk about how child custody plays out in a divorce, or separation (as it is a popular topic amongst our clients);…
Due to a new policy established by the United States Citizenship and Immigration Services in June, it can be a very risky decision for non-citizens to apply for citizenship in the US. People who apply for immigration benefits and are denied will be issued a Notice to Appear which officially starts the deportation process. Who…
Immigrants commonly come to the United States with the hope of being granted either refugee or asylum status. Asylum and refugee status are protections for people who have fled their home country for their own safety and are not able to return. If a person is granted either of these protections, he or she will…
